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All about interest-free loan or gift
Did we tell you about this terrific book that we have been reading? It's got all the essential ingredients that a potboiler - drama, intrigue and suspense. The plots and sub-plots are soMore
Home loan goodies: Did you check the fine print?
Every time Reserve Bank announces a cut in repo and reverse repo rates, the homeMore
Save money! Re-write your loan book
There has been plenty of talk about interest rates fall and more good news isMore
Banks prefer 'safe' customers for personal loans
Hyderabad: Alarmed over the growing number of defaults, banks have tightened personal loans and prefer to extend them only to their own customers. More
Reboot your home loan
It is often said that if an offer seems too good to be true, it probably is. But what if the offer is from one of India's most respected banks and a public sector entity to boot? More
Build yourself an emergency fund
Unlike the luxuries that so many of us purchase with our credit cards, having an emergency fund is a necessity. Financial experts recommend that people maintain a cash reserve large enough to cover thMore
Make your home loan the tax saver
One of the primary reasons for property boom between 2002 and 2007 was the easy access to home loans. With cheaper interest rates and excellent tax benefits, home loan became an income generator than More
Credit card perks you never knew you had
Does your credit card give you free airline tickets every year? Does it fix your broken stuff? Does it make sure you're protected in a car accident? While these features may not sound like anything yoMore
5 easy ways to manage debt
Most budgeting articles tell you that debt is akin to death and credit cards are cancer. Sure, cutting debt out of your life completely is solid advice, but often it's a bit like telling a drowning maMore
Factors to note before prepaying loans
The kind of loan you have taken will decide whether you should foreclose or stick to the EMI schedule. Here are the three factors you need to consider before prepaying: More
Home loan rates
Bank
Interest rate
EMI
SBI
11%
Rs 1060
CanFin
11.5%
Rs 1169
Indian Bank
10%
Rs 1072
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