Taurus: This is what Bejan Daruwalla has to say to all Taureans. Beauty and efficacy are the two main characteristics of Taureans. You will achieve both this year. Financially also, the year is more than good for you. There are chances of your starting a new venture as well, which will prove to be beneficial for you. Money is likely to flow in from various sources like lotteries, gambling, provident funds and buying and selling. Saturn will teach the values of life, says Ganesha. You will be able to overcome all the hurdles in your path this year. All your tensions and worries will suddenly disappear and you will feel at ease. Children, loved ones, hobbies and entertainment will remain on your priority list this year.

Gemini: This is what Bejan Daruwalla has to say to all Geminis. Partnership will remain the key word for you this year. You are likely to experience some temporary changes in your surroundings, says Ganesha. You have a deep desire to gain knowledge and this will lead you in your path towards success. Gains are likely to flow in through partnerships in business. Some trips are also on the cards for you. Healthwise also, the year is favourable for you in all respects. However, health of a near and dear one can become a cause of concern for you. You will employ your creativity to get name and fame in society. You will definitely make a mark this year.

Cancer: This is what Bejan Daruwalla has to say to all Cancerians. Sensitivity defines your character. You will achieve all your targets with ease this year, notes Ganesha. You will remain health conscious and follow a strict diet. This will help you stay fit and healthy throughout the year. On the work front, you will get the support and cooperation of both your colleagues as well as superiors. Despite various ups and downs, you will enjoy a heavy bank balance. However, Ganesha advises you not to modify things, as this can disturb the harmony in your life. You will enjoy both your personal as well as professional life.

Leo: This is what Bejan Daruwalla has to say to all Leos. A romantic year is awaiting you. There are chances of a romantic encounter for you this year. Recreation and entertainment will keep you occupied. You will also be religiously inclined and pass your time in performing religious activities. Ganesha advises you to take care as far as financial matters and family matters are concerned. You may also suffer losses in business. Do not lose your faith in God. Everything will be just fine at the end of the year. If not married, there are strong chances of your hearing wedding bells.

Virgo: This is what Bejan Daruwalla has to say to all Virgos. Home and family will be on your main agenda this year. You will keep yourself busy in decorating your home. Your parents and elders will play a very important role in your life, notes Ganesha. You believe in sharing and caring. These qualities will take you quite far. Expenses are likely to shoot up for you. Curb extravagance. Consult your elders before doing anything.

Libra: This is what Bejan Daruwalla has to say to all Librans. Consciousness will remain the key word for you this year. Travel and communication will also be on the top of your priority list, says Ganesha. You will take some very important decisions, which can shape up your future. You will be tolerant towards the needs of others. Your thinking process may lead you to aim for better horizons of life. All your wishes are likely to get fulfilled this year. You are also likely to make new friends. Ganesha foresees an overall happy year for you.

Scorpio: This is what Bejan Daruwalla has to say to all Scorpios. The year indicates a good bonding with friends and family for you. Buying and selling activities will keep you occupied. You are likely to invest your money in mutual funds, joint finances and joint holdings. There are indications that you might change your profession this year, says Ganesha. The health of parents or in-laws can become a major cause of concern for you. You will be inclined to earn money either by hook or by crook. Ganesha advises you not to do so. In short, the year will be a mixture of both happiness and sorrow.

Sagittarius: This is what Bejan Daruwalla has to say to all Sagittarians. You will remain somewhat spiritually inclined this year. You are likely to enjoy the facility of a modern vehicle and a luxurious home, says Ganesha. You believe in investing and saving money rather than spending it heftily, which is indeed a rare quality. You will achieve both name and fame in the society at large. You are also likely to indulge in many charitable activities. Those who are associated with sports are likely to earn laurels in that field. Gains are likely to flow in from unexpected sources. An overall good year is waiting for you.

Capricorn: This is what Bejan Daruwalla has to say to all Capris. Ganesha tells you to expect the unexpected this year. You will get things in contrast to what you expected. You will succeed in keeping a balance between your personal as well as professional lives. You are also likely to help your family financially. Medical expenses are likely to rise. Gains will flow in through property inheritance. Overseas relations may prove beneficial for you. Change of residence is also on the cards for you this year.

Aquarius: This is what Bejan Daruwalla has to say to all Aquarians. Ganesha foresees a blissful year ahead for you. Love and laughter will remain the key words for the year. You are likely to get happiness from all quarters of the earth, says Ganesha. You will have more than one source of income. Fashionable clothes and accessories will catch your attention this year. You will earn the respect and admiration of the people around you. Education and learning are the two qualities that you will appreciate in others. Ganesha foresees a powerful year for you.

Pisces: This is what Bejan Daruwalla has to say to all Pisceans. The year is a combination of all the five `P's for you: prestige, power, position, perks and pelf. You will happily take the responsibility of your family on your shoulders. You will earn profits if you are associated with some business and not job. Your relations with your colleagues and superiors may become sour. Ganesha advises you to remain calm. You will feel contented in serving others. Meditation will help you a great deal. This is a very successful year for you.

For personalised predictions by Bejan Daruwalla.